Terms of Service, Privacy Policy & Earnings Disclaimer

Last Updated: February. 2026

TERMS OF SERVICE

Overview

Welcome to Her Next Chapter Collective.

By accessing this website and purchasing any digital products, guides, planners, or resources, you agree to be bound by these Terms of Service. If you do not agree, please do not use this website.

These Terms apply to all users, visitors, and customers.

Digital Products & Intellectual Property

All products, content, materials, downloads, designs, text, graphics, worksheets, guides, and branding are the intellectual property of Her Next Chapter.

You may:

  • Download and use purchased materials for personal use only.

You may NOT:

  • Share, resell, redistribute, copy, reproduce, or modify materials for resale.

  • Claim the materials as your own.

  • Upload products to third-party platforms for redistribution.

Unauthorized use may result in legal action.

No Refund Policy

Due to the digital nature of our products, ALL SALES ARE FINAL.

No refunds, exchanges, or cancellations will be provided under any circumstances once a purchase has been completed.

By purchasing, you acknowledge and agree to this no refund policy.

If you experience technical issues accessing your product, please contact support and we will assist with access — but refunds will not be issued.

No Guarantees

We make no guarantees regarding results, income, financial outcomes, business success, personal transformation, or life changes.

Any examples, testimonials, or illustrations shared on this website are not guarantees of future performance.

Your success depends on many factors including:

  • Your background

  • Your experience

  • Your effort

  • Your market conditions

  • External economic factors

You accept full responsibility for your results.

Personal Responsibility

All content provided by Her Next Chapter is for informational and educational purposes only.

You acknowledge that:

  • You are responsible for your decisions.

  • You are responsible for how you implement the material.

  • You are responsible for any financial or business actions you take.

We are not liable for any losses, damages, or outcomes resulting from use of our materials.

Not Professional Advice

The content on this website and in our products does not constitute:

  • Legal advice

  • Financial advice

  • Tax advice

  • Medical or mental health advice

Always consult a qualified professional for advice specific to your situation.

Limitation of Liability

To the fullest extent permitted by law, Her Next Chapter shall not be liable for:

  • Direct or indirect damages

  • Loss of income

  • Loss of profits

  • Business interruption

  • Personal or emotional distress

  • Technical issues beyond our control

Your use of this website and our products is at your own risk.

Governing Law

These Terms shall be governed in accordance with the laws of United States of America.

PRIVACY POLICY

Information We Collect:

We may collect the following information:

  • Name

  • Email address

  • Billing information

  • Purchase history

  • Website usage data (cookies, analytics)

We only collect information necessary to process purchases and improve user experience.

How We Use Your Information

Your information may be used to:

  • Process transactions

  • Deliver purchased digital products

  • Send updates or marketing emails (you may unsubscribe anytime)

  • Improve website performance

  • Comply with legal obligations

We do not sell your personal information.

Email Marketing

If you opt in to receive emails, you may receive:

  • Educational content

  • Product updates

  • Promotional offers

You may unsubscribe at any time by clicking the unsubscribe link in any email.

Data Protection

We take reasonable steps to protect your personal information. However, no method of transmission over the internet is 100% secure.

By using this website, you acknowledge this risk.

Third-Party Services

We may use third-party platforms for:

  • Payment processing

  • Email marketing

  • Website hosting

  • Analytics tracking

These third parties have their own privacy policies.

EARNINGS DISCLAIMER

Her Next Chapter provides educational and informational resources related to personal development, digital products, and income-building strategies.

We do NOT guarantee:

  • Specific income levels

  • Business success

  • Sales results

  • Financial growth

Any income examples, testimonials, or success stories shared are illustrative only and are not promises or guarantees.

Building income through digital products or business strategies requires effort, consistency, decision-making, and risk.

You understand and agree that:

  • There are no guaranteed results.

  • You are solely responsible for your financial decisions.

  • Results vary from person to person.

Past performance does not guarantee future results.

CONTACT INFORMATION

If you have questions regarding these Terms, Privacy Policy, or Disclaimer, please contact:

hello@hernextchaptercollective.com
Her Next Chapter

Chargebacks & Payment Disputes

By purchasing from Her Next Chapter, you agree not to initiate a chargeback or payment dispute without first contacting us to resolve the issue. Fraudulent chargebacks may result in legal action and recovery of associated fees.